We are frequently asked if workers’ compensation benefits are exempt from the claims of creditors? The answer is Yes and No. The No first. WC benefits are not exempt from claims based on an award of child support or alimony. While it is up to the creditor to initiate the…
Articles Posted in Workers’ Compensation
Anatomy of a (Florida) Workers’ Compensation Settlement
On July 11, 2012, a former client walked into our office and described a February, 2008 work related accident. After being pushed to the ground while trying to break up a hallway fight in a South Florida High School, he was sent by his employer to a workers’ compensation clinic…
Medicare Set Aside (MSA) Considerations in Florida Workers’ Compensation Cases
This past week our firm settled a workers’ compensation case for $892,000. Included in the settlement package was a Medicare Set Aside. Importantly, while the workers’ compensation carrier had not obtained CMS approval prior to the settlement, the carrier guaranteed that it would cover any CMS required payments above those…
Florida Workers’ Compensation a Long Way From Its Roots
Before Florida adopted a workers’ compensation system, in 1935, for workers injured on the job to recover medical expenses and lost wages, or be compensated for non-economic damages, like pain and suffering, they had to prove that the accident resulted from negligence on the part of the employer or some…
Florida’s Workers’ Compensation System is Worse Than Ever … If You’re an Injured Worker
Florida once treated its injured workers with dignity and respect. This is no longer the case. Current workers’ compensation laws treat injured workers as expendable commodities. Little regard is given to their health and well-being. Rather than being a non-adversarial system for the provision of needed and deserved benefits, as…
Settlement Considerations in Florida Workers’ Compensation Cases
I discuss settlement with our workers’ compensation clients every day of the week. Even people we don’t represent call on a regular basis to pick my brain about settlement. Each case has its own unique set of variables. No blueprint is available to provide answers. Some basic principles do apply…
Florida Workers’ Compensation Permanent Total Disability (PTD) and the Social Security Disability (SSD) Offset
Because Florida workers’ compensation permanent total disability (PTD) benefits are paid at the rate of 66-2/3% of an injured worker’s average weekly wage (AWW), an employee qualifying for both PTD and Social Security Disability (SSD) benefits may be in line to receive combined payments in excess of his or her…
Virtually Impossible for Injured Workers to Overcome Workers’ Compensation Immunity to Sue Employers for Negligence
For Florida accident victims and those who care for and about them, the tyrannical reign of Jeb [Bush] the Horrible (Governor of Florida from 1999 to 2007) continues to haunt. Once upon a time in Florida, employees hurt at work could sue their employers in tort by proving that an…
Apportionment of Florida Workers’ Compensation Medical and Indemnity (Lost Wages) Benefits
As I have blogged here before, Florida’s workers’ compensation laws have become progressively less friendly to injured workers in direct proportion to the power gained by state Republican lawmakers. As their power has grown — today, they control the governor’s office and both chambers of the legislature — the value…
Qualifying for Florida Workers’ Compensation Permanent Total Disability (PTD) Benefits
The only long term wage loss compensation available under Florida’s Workers’ Compensation system is permanent total disability (PTD). The benefit is defined in Florida Statute Section 440.15(1). Unless the claimant sustains one of the scheduled injuries outlined in 440.15(1)(b), the only way to qualify for PTD is for a Claimant…