Articles Posted in Personal Injury

gas mask.jpgThe three most common toxic gases – hydrogen sulfide, carbon monoxide, and methane – can injure and kill, both slowly and instantaneously, at home and in the workplace. They are produced naturally. Where the potential exists, safety procedures and safety devices should be in place.

HYDROGEN SULFIDE:
Known as sewer gas or stink damp for its rotten egg smell. Colorless and flammable, in high concentrations it can cause death in just a few breaths. It occurs naturally in crude petroleum, natural gas, volcanic gases, and hot springs, and also results from bacterial breakdown of organic matter.

CARBON MONOXIDE:
This gas is odorless, colorless, impossible to see and taste. In low concentrations, CM causes flu-like symptoms such as headaches, dizziness, nausea and fatigue. At high concentrations, it is a killer. It is generated by gasoline powered equipment like motor vehicles, space heaters, gas stoves, and generators. Proper ventilation can reduce risk. In a 2010 Florida tragedy, five young teens were killed in a Hialeah motel room when a car was left running in an abutting covered garage. They were found dead in their room fully clothed. Tobacco smoke generates CM.
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brain mri.jpgTraumatic brain injury (TBI) is the term used to describe brain injuries caused by trauma. Common causes of TBI include motor vehicle accidents, sport incidents, and simple fall down accidents. Brain injuries can also be caused by chemicals, lack of oxygen (hypoxia), Tumors, infection, and stroke.

No matter the cause, the consequences of TBI can be devastating physically, emotionally, and financially. TBI is also one of the leading causes of death in the United States.

TBI is a complex injury with a broad spectrum of symptoms and disabilities, ranging from headaches, dizziness, memory loss, mood swings to coma and persistent vegetative state. Even mild symptoms of TBI can have life-changing consequences.

When TBI is caused by negligence, the victim may be able to recover compensation from the at-fault party for lost wages, loss of earning capacity, pain & suffering, loss of capacity to enjoy life, and past and future medical benefits, including attendant care. In addition, the victim’s spouse and dependents may be compensated for the impact of the injury on their lives.
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Florida Statute 768.0415 instructs that unmarried dependents of parents sustaining significant permanent injury through the negligence of others shall be compensated for damages including loss of services, comfort, companionship, and society.

The compensation for damages under this statute is not limited to minors. It includes adult dependents.
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calculator.jpgEmployees injured while working in accidents caused by third parties may be entitled to compensation through Florida’s workers’ compensation system and its personal injury laws. In the context of this blog, a third party is a person or company other than an injured worker’s employer. Examples include manufacturers of defective machinery and negligent operators of motor vehicles.

Florida’s workers’ compensation system is a no-fault system, meaning that for an injured worker to be eligible for benefits, the fault of another in bringing about the accident need not be proved. This is one of the biggest differences between the workers’ compensation system and the personal injury system, which is fault based.

To prevent the person harmed from receiving a windfall recovery, some or all of the money received from the third party must be repaid to the employer or the workers’ compensation carrier in rough proportion to value of the benefits they furnished. In other words, employers and workers’ compensation carriers have subrogation rights against the third party proceeds. This right is commonly referred to as the workers’ compensation lien.

Workers compensaiton is a creature of statute – see Chapter 440 of Florida’s statutes – and the right of subrogation is derived, in particular, from Section 440.39(2).

The employer or carrier can agree to waive the lien. However, the waiver may come at a cost, typically a reduction in the amount of money the employer/carrier are willing to pay to settle the workers’ compensation case.

More often, employers and carriers do not agree to waive liens. Fortunately, very rarely does the amount paid to satisfy a workers’ compensation lien equal the full amount of the lien.

440.39 describes the formula for satisfying the lien. The formula has been explained in clearer terms in the Florida Supreme Court case Manfredo v. Employer’s Casualty Insurance Company, 560 So.2d 1162 (Fla 1990).

This is the formula: Third party settlement amount less (-) attorney fees and costs divided by (/) full case value = the % value of the wc lien.; and here is the formula by way of an example:

  • WC lien (medical, indemnity, settlement, etc.): $ 100,000
  • $ 250,000 third party settlement less fees (40%) and costs = $ 135,000
  • Full case value: $ 1,000,000. (Settled for less due to tough liability, coverage limits, etc.)
  • $ 135,000 divided by $ 1,000,000 = 13.5%
  • 13.5% of $ 100,000 = $ 13,500.
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    worker2.jpgBecause of the limits on compensation available to injured employees through Florida’s workers’ compensation system, Chapter 440, the preferred remedy in cases involving some negligence on the part of the employer is an action at law for damages on account of such injury or death. In contrast to workers’ compensation, this remedy allows for damage awards based on mental pain and suffering, loss of consortium, loss of the decedent’s companionship and protection, past and future loss of support and services.

    Unfortunately, the remedy is rarely available to employees or their survivors against employers. Florida Statute 440.11 sees to this limitation by giving employers workers’ compensation immunity.
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    question.jpgThe legal principle which binds a litigant to the path chosen to right a wrong is known as election of remedies. The principle should not be confused with the procedure of seeking alternative remedies within the same forum, best illustrated by a multi-count complaint asserting various legal theories of recovery.

    Although not a common element in most cases, the election of remedies issue does arise with some frequency in connection with workers’ compensation and personal injury cases.

    For the most part, it is clear when a worker has been injured on the job. Falling from a roof and being struck by a forklift are clear examples of work related accidents. Under Chapter 440 of Florida’s Statutes, Section 440.11 in particular, most employers with four or more employees will have what is called workers’ compensation immunity for these types of accidents. What this means is that most employees are limited to the remedies available under Florida’s workers’ compensation system.
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    hummer.jpgFlorida’s dangerous instrumentality doctrine imposes vicarious responsibility upon the owner or other possessor of a motor vehicle who voluntarily entrusts it to another for any subsequent negligent operation which injures a member of the traveling public. Jackson v. Hertz Corporation, 590 So.2d 929, 937. See Kraemer v. General Motors Acceptance Corp., 572 So.2d 1363 (Fla. 1990); Susco Car Rental Sys. v. Leonard, 112 So.2d 832 (Fla. 1959); Lynch v. Walker, 159 Fla. 188, 31 So.2d 268 (1947); Southern Cotton Oil Co. v. Anderson, 80 Fla. 441, 86 So. 629 (1920); Anderson v. Southern Cotton Oil Co., 73 Fla. 432, 74 So. 975 (1917).
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    Through legal doctrines such as those pertaining to dangerous instruments (e.g., motor vehicles), principals & agents, and employers & employees, passive tortfeasors can be held liable for the active negligence of others. An active tortfeasor is the person whose negligence has caused an accident, while a passive tortfeasor is the person or company made liable through one or more legal doctrines such as those mentioned above. This type of liability on the part of the passive tortfeasor is known as vicarious liability.

    Examples: #1: Through the dangerous instrumentality doctrine, the owner of a motor vehicle will be liable for damages caused by the permissive driver of that vehicle. #2: An employer will be responsible for the damages caused by its employee in the course and scope of the employment. (Our law firm is currently in suit against Mears Destination Services, Inc. for an accident caused by the driver of one of its buses. Mears is vicariously liable under both examples.)

    For various practical and strategic reasons, it is sometimes beneficial for the Plaintiff (the party harmed) to reach a settlement with the active tortfeasor, while the passive tortfeasor remains a Defendant in the case. Can this be done without [the Plaintiff] losing the right to continue his or her fight against the passive tortfeasor? Although it may seem counterintuitive, the answer is Yes.

    This wasn’t always so. It took statutes then court opinions based on the statutes to change the law. The first positive Florida statute was enacted in 1957, while the first good appellate decision interpreting the statute was Hertz Corp. v. Hellens, 140 So.2d 73 (Fla. 2d DCA 1962). Since then, Florida law has become even clearer on the subject through the following authorities:

    Florida Statutes:

    Case Law:

    Another aspect that was, but is no longer problematic when settling with active tortfeasors concerns dismissals with prejudice. In JFK Medical Center, Inc. v. Price, 647 So. 2d 833 (Fla. 1994), a medical malpractice case, the Plaintiff settled with the active tortfeasor doctor, agreeing to dismiss the case against him with prejudice. The passive hospital, which was a party due to its alleged employer/employee relationship with the doctor, moved for summary judgment on the theory of res judicata, arguing that the claim against it was barred by the active tortfeasor being dismissed with prejudice. The trial court granted the hospital’s motion. The 4th DCA reversed the trial court and the Florida Supreme Court approved the appellate court’s decision, holding “that a voluntary dismissal of the active tortfeasor, with prejudice, entered by agreement of the parties pursuant to settlement, is not the equivalent of an adjudication on the merits that will serve as a bar to continued litigation against the passive tortfeasor.” 647 So. 2d at 834.
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    legal document.jpgJob one of lawyers who represent individuals who have suffered personal injuries and/or property damage losses is to maximize the client’s recovery. The conventional thinking is that the recovery in every case is limited by the measure of actual damages, in other words, the recovery cannot exceed the loss.

    Surprisingly, this is a rule that can be broken … with a proviso.

    In Despointes v. Florida Power Corporation, 2 So.3d 360 (2nd DCA 2008), a person who was paid $224,567.66 by her own insurance company, CIGNA, for fire damage, was able to pursue a claim for damages, through her estate, against a third party for the amount already recovered from the insurance company.

    The device used for this opportunity was an assignment from CIGNA of its subrogation/reimbursement right.

    The CIGNA policy provided for the right of subrogation against any third party recovery. This right authorized CIGNA to pursue a claim against the third party responsible for causing the house fire for the amount it paid to its insured. Instead of pursuing the claim, it assigned the right to its insured.

    Thereafter, the insured sued the third party, Intermatic, alleging that the fire had been caused by a defective surge protector. The Defendant argued that the insured was not allowed to recover the money she had already received.

    The trial court agreed. The Second District Court of Appeal did not.
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    ankle x-ray - hardware.jpgThe most important job of every personal injury lawyer is to maximize the amount of his or her client’s monetary recovery. The damage elements of every personal injury case are “pain & suffering” and economic damages (which includes lost wages, loss of earning capacity, out-of-pocket expenses, and past and future medical expenses). The nature and extent of the injuries bear on every element of damages. Accordingly, effectively demonstrating the nature and extent of the injuries is a critical component in every personal injury case. Various methods are available.

    Although medical illustrations, both generic and case-specific, are the traditional way of demonstrating injuries, they continue to serve a convincing role in presenting evidence in today’s high tech world. Generic illustrations are less costly and can be used in other cases, but may have less impact than case-specific demonstrations. For spine injuries, showing a summary of pain management injections is effective. The exhibit will visually show every date injections were administered, along with the location, size, and shape of each needle and syringe entering the spine. To have this chart made, the medical illustrator must be provided with the medical records containing the injections information or a summary detailing the information.
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